US Federal Income Tax Calculator — 2026 / 2027
Results
Tax Year 2026Breakdown
- Gross income$0
- Pre‑tax contributions$0
- Adjusted gross income (AGI)$0
- Deduction used$0
- Taxable income$0
- Withholding$0
- Refund / Amount owed$0
Bracket-by-bracket tax
| Bracket | Taxed | Rate | Tax |
|---|
2026 Federal Income Tax Brackets (Official IRS Rates, Filed in 2027)
Source: IRS.gov — IR-2025-103, Revenue Procedure 2025-32. These are the rates that apply to income earned in 2026, filed in early 2027.
Single
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $12,400 |
| 12% | $12,401 | $50,400 |
| 22% | $50,401 | $105,700 |
| 24% | $105,701 | $201,775 |
| 32% | $201,776 | $256,225 |
| 35% | $256,226 | $640,600 |
| 37% | $640,601 | and up |
Married Filing Jointly
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $24,800 |
| 12% | $24,801 | $100,800 |
| 22% | $100,801 | $211,400 |
| 24% | $211,401 | $403,550 |
| 32% | $403,551 | $512,450 |
| 35% | $512,451 | $768,700 |
| 37% | $768,701 | and up |
Married Filing Separately
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $12,400 |
| 12% | $12,401 | $50,400 |
| 22% | $50,401 | $105,700 |
| 24% | $105,701 | $201,775 |
| 32% | $201,776 | $256,225 |
| 35% | $256,226 | $384,350 |
| 37% | $384,351 | and up |
Head of Household
| Rate | Taxable income from | up to |
|---|---|---|
| 10% | $0 | $17,700 |
| 12% | $17,701 | $67,450 |
| 22% | $67,451 | $105,700 |
| 24% | $105,701 | $201,750 |
| 32% | $201,751 | $256,200 |
| 35% | $256,201 | $640,600 |
| 37% | $640,601 | and up |
2026 Standard Deduction
Per Revenue Procedure 2025-32, the standard deduction increases for tax year 2026 over 2025, building on the higher base set by the One Big Beautiful Bill Act (OBBBA).
| Filing status | 2025 | 2026 |
|---|---|---|
| Single | $15,750 | $16,100 |
| Married Filing Jointly | $31,500 | $32,200 |
| Married Filing Separately | $15,750 | $16,100 |
| Head of Household | $23,625 | $24,150 |
Frequently Asked Questions
What are the 2026 federal income tax brackets?
For tax year 2026 (returns filed in 2027), the federal income tax brackets are 10%, 12%, 22%, 24%, 32%, 35%, and 37%, per Revenue Procedure 2025-32. See the tables above for exact thresholds by filing status.
What is the 2026 standard deduction?
For 2026, the standard deduction is $16,100 for Single and Married Filing Separately, $32,200 for Married Filing Jointly, and $24,150 for Head of Household.
When do I file my 2026 taxes?
Income earned during calendar year 2026 is reported on a return filed in early 2027, typically by the mid-April deadline. Use the year toggle above to switch this calculator between 2025 (filed in 2026) and 2026 (filed in 2027).
When does the IRS release next year's brackets?
The IRS typically announces the following year's inflation-adjusted brackets and standard deduction every October. The 2026 figures were released October 9, 2025 (Rev. Proc. 2025-32); the 2025 figures were released in October 2024 (Rev. Proc. 2024-40). Expect 2027 figures around October 2026.
What's the difference between effective and marginal tax rate?
Your marginal rate is the rate on your last dollar of taxable income — the top bracket you reach. Your effective rate is your total tax divided by your total income, i.e. the average rate you actually pay.
Does this calculator include state taxes or credits?
No. This tool estimates US federal income tax only. It does not include state/local income tax, payroll taxes (Social Security or Medicare), or credits such as the Child Tax Credit or Earned Income Tax Credit.
Sources: IRS Newsroom — IR-2025-103 (2026 adjustments) · Revenue Procedure 2025-32 (PDF) · IRS.gov — Federal income tax rates and brackets (2025). Last verified: June 19, 2026.